{"id":201889,"date":"2026-07-23T15:00:41","date_gmt":"2026-07-23T08:00:41","guid":{"rendered":"https:\/\/www.thestorythailand.com\/?p=201889"},"modified":"2026-07-23T15:00:42","modified_gmt":"2026-07-23T08:00:42","slug":"scbx-cora","status":"publish","type":"post","link":"https:\/\/www.thestorythailand.com\/en\/scbx-cora\/","title":{"rendered":"SCBX launches AI Analyst ‘CORA’ for Thai financial documents, Files core patent"},"content":{"rendered":"\n

SCBX has announced the launch of \u201cCORA\u201d (Credit Optimization and Revolution with AI), an in-house artificial intelligence platform designed to read, analyze, and answer questions from complex Thai-language documents. Initially focusing on Form 56-1 annual reports, the platform addresses Thailand\u2019s specific linguistic, data-structure, and regulatory requirements.<\/p>\n\n\n\n

The core technology behind CORA has been filed for patent protection by SCBX\u2019s Research and Development team and the SCB Operational Risk Analytics and Development team to secure proprietary intellectual property and build long-term AI capabilities internally.<\/p>\n\n\n\n

Kaweewut Temphuwapat, Chief Innovation Officer of SCB X Public Company Limited (SCBX) and Chief Executive Officer of SCB 10X Company Limited (SCB 10X), said,<\/strong> \u201cThe launch of CORA reflects SCBX\u2019s vision to become a truly AI-first organization. We are not merely adopting AI; we are investing in the development of our own technology and filing patents to build sustainable AI capabilities within the organization.\u201d<\/p>\n\n\n\n

\u201cThis approach enables us to design systems that deeply address Thailand\u2019s specific context\u2014from language and data structures to regulatory requirements\u2014while reducing reliance on external technologies and creating a long-term competitive advantage,\u201d he added.<\/p>\n\n\n\n

Ornsiri Serisantiwong, Head of SCB Operational Risk Analytics and Development at Siam Commercial Bank Public Company Limited,<\/strong> said, \u201cCORA is an in-house AI platform developed for corporate lending. Powered by Generative AI, it supports the credit analysis and approval process across risk assessment, financial statement analysis, credit memo preparation, and cash flow forecasting.\u201d<\/p>\n\n\n\n

\u201cCORA helps enhance the quality of risk assessment, improve decision-making accuracy and lending efficiency, and reduce operational risk. The platform operates under Responsible AI principles, with a strong emphasis on accuracy, transparency, and appropriate governance to improve operational effectiveness and deliver a better customer experience,\u201d she added.<\/p>\n\n\n\n

An AI Analyst Designed to Understand Thai Financial Documents in Context<\/h3>\n\n\n\n

CORA is designed to act as an \u201cAI financial analyst\u201d capable of reading and interpreting structured documents with precision. Unlike general AI systems that may flatten document structures or lose relationships between data points, CORA preserves content hierarchy, table relationships, and Thai financial-language context. This enables more accurate, transparent, and verifiable analysis.<\/p>\n\n\n\n

Key capabilities of CORA include:<\/p>\n\n\n\n