KASIKORNBANK (KBank) and its subsidiary, Orbix Group, presented a strategic roadmap for future financial infrastructure at the Money20/20 fintech conference, held April 21–23, 2026. The bank’s leadership emphasized a transition toward a digital asset ecosystem centered on blockchain technology and regulatory compliance.
Strategy and Regulation
Speaking at the event, KBank CEO Kattiya Indaravijaya identified trust as a necessary component for the adoption of new financial technologies in Asia. Indaravijaya stated that the bank’s strategy involves integrating technology within established regulatory frameworks to ensure the resilience of the financial system.
The bank is currently testing blockchain-based initiatives within the Bank of Thailand’s Regulatory Sandbox:
- Q-money: A blockchain-based e-money service designed for peer-to-peer and cross-border transfers via the Q Wallet by the KBank application.
- Q-Bond: A digital bond project that utilizes the Quarix Chain to record data and calculate interest and principal payments.
KBank President Rungruang Sukkirdkijpiboon noted that these developments aim to align financial services with evolving customer behaviors. Commercial launches for these products remain subject to future regulatory approvals.
Ecosystem Expansion
Orbix Group announced a shift into a full-scale expansion phase for 2026. Dr.Karin Boonlertvanich, Chairman of Orbix Group, detailed plans to develop the Quarix Chain as the primary blockchain infrastructure for money and securities tokens.
The Group’s strategy is built upon three primary objectives:
- Asset Tokenization: Scaling the conversion of real-world assets, such as bonds, mutual funds, and carbon credits, into digital tokens.
- User Access: Enhancing user experience through a Single KYC system to enable seamless access across platforms.
- Institutional Services: Strengthening capabilities for digital asset custody and fund management for corporate clients.
Industry Partnership
To support the development of the sector in Thailand, Orbix Group has partnered with XSpring Asset Management, Asia Plus Securities, and KASIKORN SECURITIES to establish the Thailand Federation of Digital Asset & Blockchain (TFDB). This collaboration is intended to serve as a platform for sharing technical knowledge and best practices across the capital markets and technology sectors.
Boonlertvanich stated that the integration of traditional financial strengths with blockchain technology is intended to create a more transparent and accessible regional financial system.
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