In alignment with customers’ lifestyle needs in the COVID-19 era, KASIKORNBANK (KBank) has developed three online personal loan services, including Xpress Loan, Xpress Cash and K-Credit Card – among the most sought-after personal loans in the market – allowing customers to apply for them at home or anywhere and thus avoid the risk of viral infection. Application can be made easily via K PLUS, with approval results known within just 15 minutes.
Xpress Loan: Customers can apply for the loan via K PLUS and get approved within 15 minutes. They can get instant cash that is credited to their account immediately upon approval. To be eligible for the loan, applicants must have monthly income of at least Bt7,500, with no collateral or personal guarantee required. Interest rate is 15 percent throughout the loan term. Customers pay low installment amounts, with interest payment starting at Bt550/month for a Bt10,000 loan amount. No documentation is required. Customers who have used KBank Payroll service, or have conducted transactions with KBank for at least seven consecutive months, can apply for this loan.
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Xpress Cash: Get emergency cash when needed – No cash shortfall! After applying for this type of loan via K PLUS, customers can get approved within just 15 minutes and cash will be credited to their account instantly. To be eligible for this loan, applicants must have at least Bt7,50 in monthly income, With just one card, customers may get cash advance or swipe it for purchasing goods or making installment payments. Cash advance is offered at zero percent interest for up to 30 days after loan approval while interest-free installment payment can be made for up to 36 months. No documentation is required. Customers who have used KBank Payroll service, or have conducted transactions with KBank for not less than seven months, can apply for this loan.
K-Credit Card Life Never Miss: After applying for the loan via K PLUS, customers can get approved within 15 minutes and receive a card instantly upon approval. To be eligible for the loan, applicants must have a minimum of Bt15,000 in monthly income. Cardholders are entitled to join KBank Smart Pay program which allows them to make interest-free installment payment at leading stores for up to 10 months, with plenty of dining, shopping and travel privileges based on each type of card, to match their lifestyles. No documentation is required. Customers who have used KBank Payroll service, or have conducted transactions with KBank for not less than seven months, can apply for this loan.
Persons interested in applying for the three loans who have not yet verified their identity with KBank must first apply for National Digital ID (NDID) service via KPLUS before using their national ID card for identity verification, at: 1) an ATM with a K CHECK ID sticker; 2) a KBank branch; or 3) banking agents of KBank Service, in order to sign up for the loan on K PLUS.
Interested customers can apply for the loan via K PLUS since today during 8 a.m. to 7 p.m. They can view additional details of Xpress Loan at https://kbank.co/3xKoYHo, Xpress Cash at https://kbank.co/3iHJ9BR and K-Credit Card at https://kbank.co/3AShLY7, or call the K Contact Center at 02-8888888.